Loans which do not qualify under the Micro Financing Scheme and are above Rs250, 000 and up to Rs3.0 Million will be sanctioned under the SME Financing Scheme.

Agricultural Sector

  • Biofarming/Biotechnology/hydroponics/Sheltered structure/Tissue culture etc
  • Bee-hives, Dairy farming, Production of agricultural seedlings/production of agricultural seedlings with modern techniques//installation of  CCTV cameras with video surveillance system –Storage of agri produce construction/modernisation of shed/store
  • Sugar cane – plantation, fine derocking, irrigation
  • Value added projects for abandoned sugar cane fields
  • Potato or onion cultivation
  • Fruit and flower – cultivation, fine derocking, irrigation
  • Vegetable plantation
  • Tea plantation
  • Crops damaged by climatic conditions, pests & diseases under rehabiliation –Any other related activity

Fishing Sector

  • Off-lagoon fishing – purchase of fishing vessel and engine/s
  • Aquaculture Any other related activity
  • Coral farming by fishermen and SMEs –Any other related activity

Manufacturing Sector

  • Manufacturing – production, transformation and processing, modernization of production processes, working capital finance
  • Company involved in export –Any other related activity

Services Sector/ Professionals

  • Setting up, expansion, modernisation, computerisation, working capital finance;
  • Any other related activity
  • Loan to contractors (who are regrouped under small association of contractors) for  completion of contract assigned to them by the government

Health Sector

  • Health – setting-up, expansion, refurbishment of clinics, pharmacies; any other related activity

Tourism Sector

  • Tourism – setting-up, expansion, modernisation/refurbishment of hotels/restaurants; any other tourism-related activity


  • Handicraft (locally manufactured), innovative products; any other related activity


  • Art – art exhibition, recordings, stage plays, publication of books; working capital
  • Any other related activity

ICT Sector

  • ICT – start-ups, expansion, modernization;
  • E-commerce and other ICT-related projects;
  • Any other related activity

Green and Renewable Energy

  • Setting up of Solar Panel (Photovoltaic system)
  • Solar System
  • Rain Water Harvesting System
Maximum Loan Amount 75% cost of project up to a ceiling of Rs 3M
Interest Rate 6% p.a.
Penalty Rate 2% p.a. above normal interest rate
Repayment Period Up to 5 years depending on projects
Moratorium During gestation/implementation period
  • Individuals, Societies or Companies holding valid licences/permits
  • In case of corporate bodies, guarantee of main promoter
  • Registered local and export-oriented SMEs
  • Projects recommended by Economic Development Board (Enterprise Mauritius, BOI), Tourism Authority, FAREI, SME Mauritius (SMEDA/MyBiz, NEF, National Women Entrepreneur Council) and other relevant institutions, Small businesses holding a Business Registration Card

Loan Application

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