Disclaimer and Limitation of Liability
The web site www.dbm.mu, is owned and operated by the DEVELOPMENT BANK OF MAURITIUS LTD hereinafter referred as “ DBM Ltd” or “the Bank”.
 DBM Ltd provides the Site as a service to its customers and visitors, subject to the following terms and conditions concerning the use of the Site. When you use the Site, you accept the Terms of Use; if you do not agree to the Terms of Use you may not use the Site.  DBM Ltd reserves the right to modify contents of the Site and these Terms of Use periodically without prior notice.

Use of Content
 DBM Ltd encourages visitors to use materials from the web site exclusively for personal and non-commercial use. Users are restricted from reselling, redistributing or creating derivative works for commercial purposes without the written consent of the DBM Ltd. All photographs, and other graphic materials appearing on the DBM Ltd web site are similarly the exclusive property of the DBM Ltd. You may not frame or utilize framing techniques to enclose any logo, trademark, or other proprietary information (including images, page layout, form or text,) of DBM Ltd without the written consent of DBM Ltd. You may not use any meta tags or any other "hidden text" utilizing DBM Ltd's name link without express written permission of the Bank. You may not claim any ownership rights to any content in the Site. Any unauthorized use terminates the permission or license granted by DBM Ltd. 
 DBM Ltd gives no assurance that future results will be achieved and actual results could differ materially from forecasts, estimates and summary information contained in the Site.

Products and Services Offered By DBM Ltd
 DBM Ltd offers products and services on the Site. Upon enrolling to obtain a product or service from DBM Ltd on the Site, you accept the specific agreement applicable to that product or service. Your use of any such product or service offered on the Site is governed by the terms and conditions in the agreement for that product or service. Except as provided in that agreement, DBM Ltd does not warrant that any product descriptions or content contained in this Web site is accurate, current, reliable, complete or error-free.

Reviews and Comments
You are encouraged to submit comments and provide additional content so long as the content is not obscene, illegal, threatening, or defamatory and so long as the content does not invade the privacy or infringe the intellectual property of a third party. In addition, such content may not contain software viruses, bulk mailings, chain letters, or any form of "spam." You are restricted to use a false e-mail address, to impersonate any person or entity, or otherwise mislead as to the origin of the information.
By submitting information, you grant DBM Ltd a nonexclusive, royalty-free, perpetual, irrevocable and fully sub-licensable right to reproduce, use, modify, publish, adapt, translate, create derivative works from, distribute and display such content throughout the world in any media. By submitting information you also warrant that the content is accurate; you own or have permission to use the content that you submit; and that use of the content will not cause injury to any person or entity.

Limitation of Liability
In spite of the fact that DBM Ltd has taken immense care to ensure maximum accuracy of the content of its web site, the Bank provides no warranty in respect of the completeness and accuracy of the material and information herein published.  The Bank does not warrant that content of its web site is free from error.  Use of this site is entirely at users’ own risk.  Users will assume entire responsibility for the risk or loss resulting from the use of the site, and their reliance on the material and information contained therein.

DBM Ltd reserves the right to refuse access to its web site from third party web sites via hyperlinks.

Copyright Information
The Site and the content within the Site are the property of DBM Ltd and are protected by Mauritian copyright laws and international treaty provisions. The compilation, organization and display of the content as well as all software and inventions used on and in connection with this Site are the exclusive property of DBM Ltd.

Copyright Complaints
 DBM Ltd respects the intellectual property of others. Should you believe that your work has been copied in a way that constitutes copyright infringement, you are requested to follow the Bank’s Notice and Procedure for Making Claims of Copyright Infringement.

Third Party Web Sites and Information
The site linked from DBM Ltd Bank's Website are not under control and DBM Ltd does not assume responsibility or liability for the materials available at such linked sites. As a condition of using DBM Ltd website you are deemed to agree that DBM Ltd has no responsibility for and no liability for the availability of the third-party web site, or for the content, advertising, products or other materials available on the third-party web site.

Applicable Laws
All matters relating to your access to and use of the Bank’s web site shall be governed by Mauritian laws where the specific web site you are viewing is hosted without regard to its conflict of law principles. Any legal action or proceeding relating to your access to or use of the Site shall be instituted in a concerned state court in the jurisdiction in which the specific web site you are viewing is hosted.
If there is a determination that any provision of these Terms of Use is invalid or unenforceable, that determination will not affect the rest of the Terms of Use and the Terms of Use shall be deemed amended to the minimum extent necessary to make them valid and enforceable.
Confidentiality
DBM Ltd will not accept confidential or proprietary information from users through its web site.  Any information or material submitted to the DBM Ltd shall be deemed to be non-confidential.

Contact Information
If you have any questions regarding these Terms of Use, please contact DBM Ltd at dbm@intnet.mu